Retirement Planning at 40 and Beyond - Guidebook Simple Guide to Take Control of Your Future, Your Finances, Your Investments, and Your Time in Retirement to the Next Level in 30 Days By Richard Holt Discover how to secure your future so you can live a comfortable life in retirement without depending on your loved ones Are you wondering how much you need to save monthly to prepare for your retirement? Have you thought about what else you can do to secure your future aside from contributing to your 401k? Do you want to know how to build different sources of passive income so you can live comfortably later in life? As you get closer and closer to your retirement, it's normal to have concerns about how ready you are for it. You may be worried that your pension might not be enough for you to live a decent life when you retire. You might be considering the possibility that you may not be able to retire when you want because you can't afford to. Maybe you haven't even begun to save for retirement and have absolutely no idea where to start. If you're feeling clueless, confused, and concerned about your upcoming retirement, you're not alone. According to Northwestern Mutual's Planning & Progress Study , 56% of Americans don't know how much they need to retire, and as a result, many are vastly unprepared for it. Fortunately, there's still time for you to prepare for a fruitful and comfortable retirement ... and all it takes is a bit of planning. As Benjamin Franklin once said, "If you fail to plan, you are planning to fail." Retirement planning is not just about creating your employer-funded pension plan. It's a multi-faceted approach that involves saving, investing, lowering expenses, minimizing taxes, and more. This guide will give you detailed steps and strategies to plan for your retirement . And don't worry, it's not complicated at all. Here is just a fraction of what you will discover inside: The first step to planning your retirement (it's not as technical as you think it is) How to create an effective budget without depriving yourself of your wants Why building your emergency fund through a savings account is not always a wise move -- and what to do instead What to do to keep yourself on track with your retirement savings goals How to calculate the amount of money you need to live a comfortable life in your retirement How to save money even if you're living paycheck to paycheck 7 ways to take care of your health so you can enjoy your golden years -- retirement is more than just financial planning! The most unpredictable and likely the biggest expense in retirement -- and how you can prepare for it How to estimate the Social Security benefits you might be eligible for after you retire The types of investment that will likely increase with rising inflation 5 things to consider if you want to achieve your dream retirement And much more. You don't need a background in finance to start planning for retirement. This guide simplifies everything you need to know about retirement planning so you can get started right away. The more time you spend not working on your retirement, the more time you'll need to spend working for it. Give your future self the gift of a worry-free and financially secure future. Start planning for your retirement today. If you want to know how to prepare for your golden years so you can make the best out of this season and live independently, then scroll up and click the "Add to Cart" button right now.